This is so much more than just a planner! This is your space to get inspired and encouraged so you can focus on the most important areas of your life. Bookmark: Easily find your place throughout the year with the planner’s attachable and durable bookmark.Note Pages: Enjoy having extra note-taking pages each month to use for grocery lists, meal planning or journaling.Sizing: Take your planner anywhere with its new slimmed-down size.Goal Check-In: In April, August and December, you’ll have space to check in on your goals and journal about them so you can make sure you’re staying on track.The Five Essential Guidelines for Goal Setting: Learn the Ramsey way of setting attainable goals and achieving them!.Monthly Teachings: Rachel, John and George will guide you as you work on your goals in three important areas of your life: financial, relational and spiritual.Plus, its slimmed-down size makes it easy to take on the go. We’ve included new life-changing content and spacious weekly and monthly calendar layouts in a fresh design. As you start applying these guidelines to each of your goals, you’ll be amazed at how attainable they really are. You’ll learn the five essential guidelines for goal setting so you can determine your goals in each of the three areas and create clear statements that define them. George Kamel will help you find margin in your budget and set realistic financial goals.John Delonywill help you build deep and meaningful relationships. Rachel Cruze will guide you through creating goals for your spiritual growth.They’ll help you work on your goals in three important areas of your life: financial, relational and spiritual. Listenyou don’t have to cross your fingers every time you swipe your card. In fact, Dave Ramsey didn’t come up with the idea but it’s still a good one. Create a Zero-Based Budget using the Envelope System. There are lots of ways to save money and Dave Ramsey has some good ones. EveryDollar is the hands-on monthly budgeting app that can help. The Dave Ramsey plan and tips below are things we implemented into our own life. John Delony and George Kamel are teaming up to be your guides in the new 2023 Ramsey Goal Planner. Get organized, find more money, and finally feel secure in your finances. Goal setting can feel intimidating, but it doesn’t have to be! Ramsey Personalities Rachel Cruze, Dr.
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